Year 2019 - A NEW ERA FOR INSURANCE TAX DEDUCTION 保險扣稅展新里

In order to push the risk transfer earlier and well prepare for risk management, exact financial encouragements are very useful. From the public perspective, the cost of risk transfer is still a financial burden for both individual and corporate even they understand the importance of risk transfer concept. Therefore, the financial support from the government is a very attractive encouragement to push risk transfer concept and establish a positive insurance buying behavior. Conclusion The tax deduction for VHIS is a good starting point to encourage the risk transfer concept but it would be better if more financial encouragements for other non-compulsory or voluntary insurance such as personal accident, household and life insurance (term, endowment, annuity and whole life insurance). With the financial support from the government, a risk transfer culture society will be developed and it is a solid foundation of our strong economy. Dr. Tony Lee Director of ANZIIF Board Australian and New Zealand Institute of Insurance and Finance (ANZIIF) 36 2018 年刊與 2019 展望 YEARBOOK 2018 & PROSPECT 2019