Year 2019 - A NEW ERA FOR INSURANCE TAX DEDUCTION 保險扣稅展新里

2018香港保險業務臨時統計數字 於2018年12月31日的保險市場結構 按業務類別劃分的保費組合 按業務類別劃分的保費 2018 Provisional Statistics on Hong Kong Insurance Business Insurance Market Structure as at 31 December 2018 Composition of Premiums by Class of Business Premiums by Class of Business Number of Insurance Intermediaries Number of Authorised Insurers Highlights Gross Premiums of General Business General Business by Gross Premiums Long Term Business (In-force Business) by Revenue Premiums Revenue Premiums of Long Term Business (In-force Business) (HK $m) (HK $m) Authorised Insurance Brokers Long Term General Business Accident & Health Motor Vehicle Goods in Transit Property Damage General Liability Pecuniary Loss Others Individual Life & Annuity (Non-linked) 82.92% Individual Life & Annuity (Non-linked) Individual Life & Annuity (Linked) Other Individual Business Retirement Scheme Group Business Non-retirement Scheme Group Business 17,134 6,215 1,563 9,278 13,089 3,018 3,258 396,509 34,842 1,529 41,683 3,613 Gross Premiums Net Premiums Underwriting Profit/(Loss) Long Term Business Revenue Premiums (In-force Business) New Business* Office Premiums (excluding Retirement Scheme) 788 49 69,285 93 19 161 9,560 25,356 2,422 Chief Executives and Technical Representatives of Authorised Insurance Brokers Individual Insurance Agents General Composite Total Responsible Officers and Technical Representatives of Registered Insurance Agents 保險中介人數目 獲授權的保險公司數目 概要 一般業務的毛保費 按毛保費計的一般業務 按保費收入計的有效長期業務 (百萬港元) (百萬港元) Year 2018 (HK$ m) 53,555 478,176 35,262 162,197 583 2018年度(百萬港元) Change +11.3% +8.3% +6.6% +3.7% +173.6% 變化 2017 (HK$ m) 48,137 441,510 33,068 156,375 (792) 2017年度(百萬港元) 獲授權的保險經紀 長期 一般業務 意外及健康 汽車 貨運 財產損壞 一般法律責任 金錢損失 其他 意外及健康 Accident & Health 32% 個人人壽及年金 (非投資相連) 其他個人業務 Other Individual Business 0.32% 退休計劃團體業務 Retirement Scheme Group Business 8.72% 非退休計劃團體業務 Non-retirement Scheme Group Business 0.76% 個人人壽及年金(投資相連) Individual Life & Annuity (Linked) 7.29% 汽車 Motor Vehicle 12% 貨運 Goods in Transit 3% 財產損壞 Property Damage 17% 一般法律責任 General Liability 24% 金錢損失 Pecuniary Loss 6% 其他 Others 6% 個人人壽及年金 (非投資相連) 個人人壽及年金 (投資相連) 其他個人業務 退休計劃團體業務 非退休計劃團體業務 毛保費 淨保費 承保利潤/(虧損) 長期業務 有效業務保費收入 新造業務*保單保費 (不包括退休計劃) 獲授權的保險經紀的行政總裁及業務代表 獲登記的保險代理人 一般 綜合 總數 獲登記的保險代理人的負責人及業務代表 Registered Insurance Agencies 獲登記的保險代理商 53,555 478,176 Total Total 總額 總額 長期業務(有效業務)的保費收入 * New business includes single revenue premiums and annualised premiums, but excludes all contributions from retirement scheme business. Statistics contained herein are compiled from statistical information provided by insurers in their quarterly returns to the IA. The statistics are provisional and unaudited, and prepared on a calendar year basis. There is therefore a possibility of amendments before the final audited figures are produced. While due care is taken in the compilation of the statistics, the IA disclaims any warranties or representations of any kind with regard to such information. More details of the provisional statistics are available for downloading at the Insurance Authority’s website. * 新造業務包括整付及年度化保費，但不包括退休計劃業務的所有供款。 本報告所包含數字，是根據保險公司向保險業監管局提交的季度報表內申報的統計資料編輯而成。該等資料屬 臨時性質及未經審計，並且以曆年基礎計算。因此該等資料有可能經最後審計而被修改。保險業監管局雖已適 當謹慎地編輯該等統計數字，但對該等資料不會作出任何保證或申述。更詳盡的臨時統計數字資料可從保險業 監管局處的網頁下載。 68 2018 年刊與 2019 展望 YEARBOOK 2018 & PROSPECT 2019