Year 2020 - CAPITALIZING ON PROFESSIONALS AND INSURTECH TO REACH GREATER HEIGHTS 善用專才與科技 保險中介創高峰

64 2019 年刊與 2020 展望 YEARBOOK 2019 & PROSPECT 2020 於 2019 年 12 月 31 日的保險市場結構 Insurance Market Structure as at 31 December 2019 獲授權的保險公司數目 Number of Authorised Insurers 長期 Long Term 51 一般 General 91 綜合 Composite 21 總數 Total 163 保險中介人數目 Number of Insurance Intermediaries 獲授權的保險經紀 Authorised Insurance Brokers 824 獲授權的保險經紀的行政總裁及業務代表 Chief Executives and Technical Representatives of Authorised Insurance Brokers 9,840 獲登記的保險代理人 Individual Insurance Agents 82,665 獲登記的保險代理人的負責人及業務代表 Responsible Officers and Technical Representatives of Registered Insurance Agents 26,641 獲登記的保險代理商 Registered Insurance Agencies 2,413 概要 Highlights 2019 年度 ( 百萬港元 ) Year 2019 (HK$ m) 2018 年度 ( 百萬港元 ) 2018 (HK$ m) 變化 Change 一般業務 General Business 毛保費 Gross Premiums 55,669 53,555 +3.9% 淨保費 Net Premiums 37,650 35,262 +6.8% 承保利潤 /（虧損） Underwriting Profit/(Loss) 1,127 583 +93.3% 長期業務（新造業務 #） Long Term Business (New Business #) 保單保費 ( 不包括退休計劃） Office Premiums (exclude Retirement Scheme) 172,716 162,197 +6.5% 按業務類別劃分的保費組合 Composition of Premiums by Class of Business 按毛保費計的一般業務 General Business by Gross Premiums 按保費收入計的有效長期業務 Long Term Business (In-force Business) by Revenue Premiums 一般業務的毛保費 Gross Premiums of General Business ( 百萬港元 ) (HK $m) 意外及健康 Accident & Health 18,332 汽車 Motor Vehicle 6,243 貨運 Goods in Transit 1,551 財產損壞 Property Damage 10,240 一般法律責任 General Liability 12,700 金錢損失 Pecuniary Loss 2,900 其他 Others 3,703 總額 Total 55,669 按業務類別劃分的保費 Premiums by Class of Business 長期業務（有效業務）的保費收入 Revenue Premiums of Long Term Business (In-force Business) ( 百萬港元 ) (HK $m) 個人人壽及年金 ( 非投資相連 ) Individual Life & Annuity (Non-linked) 457,130 個人人壽及年金 ( 投資相連 ) Individual Life & Annuity (Linked) 27,683 其他個人業務 Other Individual Business 1,628 退休計劃團體業務 Retirement Scheme Group Business 33,772 非退休計劃團體業務 Non-retirement Scheme Group Business 4,352 總額 Total 524,565 2019 香港保險業務臨時統計數字 2019 Provisional Statistics on Hong Kong Insurance Business * 新造業務包括整付及年度化保費，但不包括退休計劃業務的所有供款。 本報告所包含數字，是根據保險公司向保險業監管局提交的季度報表內申報的統計資料編 輯而成。該等資料屬臨時性質及未經審計，並且以曆年基礎計算。因此該等資料有可能經 最後審計而被修改。保險業監管局雖已適當謹慎地編輯該等統計數字，但對該等資料不會 作出任何保證或申述。更詳盡的臨時統計數字資料可從保險業監管局處的網頁下載。 * New business includes single revenue premiums and annualised premiums, but excludes all contributions from retirement scheme business. Statistics contained herein are compiled from statistical information provided by insurers in their quarterly returns to the IA. The statistics are provisional and unaudited, and prepared on a calendar year basis. There is therefore a possibility of amendments before the final audited figures are produced. While due care is taken in the compilation of the statistics, the IA disclaims any warranties or representations of any kind with regard to such information. More details of the provisional statistics are available for downloading at the Insurance Authority's website. 意外及健康 Accident & Health 33% 汽車 Motor Vehicle 11% 貨運 Goods in Transit 3% 其他 Others 7% 金錢損失 Pecuniary Loss 5% 一般法律責任 General Liability 23% 財產損壞 Property Damage 18% 個人人壽及年金 ( 非投資相連 ) Individual Life and Annuity (Non-Linked) 87.30% 非退休計劃團體業務 Non-Retirement Scheme Group Business 0.13% 退休計劃團體業務 Retirement Scheme Group Business 2.51% 其他個人業務 Other Individual Business 1.40% 個人人壽及年金 ( 投資相連 ) Individual Life and Annuity (Linked) 8.67% ＃新造人壽業務的數字並不包括退休計劃業務。 Figures for long term new business exclude retirement scheme business.